Investing in Purpose Built Student Accommodation: what every investor needs to know
High headline yields, professionally managed blocks, structural undersupply. PBSA has a compelling pitch, but a genuinely distinct risk profile that is frequently misunderstood. Here’s the full picture.
Gross yield, net yield, and cash-on-cash return: which number actually matters?
Most investors quote gross yield. Most investors are measuring the wrong thing. Here’s how to calculate the number that actually tells you whether a deal works.
Section 24 in 2026: what it actually costs higher-rate landlords
The mortgage interest relief restriction has been fully phased in for several years, yet many landlords still haven’t modelled the real impact on their portfolio. We run the numbers.
HMO licensing explained: mandatory, additional, and selective
Three different licensing regimes, different thresholds, different local authority rules. Here’s what each means for your property and how to stay compliant.
Off-plan investing: the real risks most brochures don’t mention
Guaranteed yields, CGI renders, and Q4 completion dates. Off-plan can work well, but the risk profile is fundamentally different to buying an income-producing asset. Here’s what to scrutinise.
Buy-to-let mortgage stress tests: why your rental income might not be enough
BTL lenders don’t just check if rent covers the mortgage. ICR calculations, pay rate vs stressed rate, personal income top-slicing, what you need to know before applying.
Building a UK property portfolio: cash flow vs capital growth
The two strategies require different markets, different financing, and different time horizons. Most investors end up with a muddle of both. Here’s how to think about it deliberately.
The Renters’ Rights Act: what it means for existing landlords
Fixed-term tenancies abolished, Section 21 gone, rent increase notices, the new PRS database. A plain-English summary of what changed and what it means for your portfolio in practice.